:root{
  --navy:#051F4C;
  --navy-2:#0A346F;
  --ink:#152033;
  --muted:#5F6B7C;
  --line:#DCE3EC;
  --soft:#F5F7FA;
  --white:#FFFFFF;
  --warm:#F7F3EC;
  --gold:#B79A63;
  --max:1180px;
  --radius:24px;
  --shadow:0 20px 55px rgba(5,31,76,.12);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;width:100%;overflow-x:hidden}
body{
  margin:0;width:100%;max-width:100%;overflow-x:hidden;
  color:var(--ink);background:#fff;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.62;-webkit-text-size-adjust:100%;
}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
button,input,textarea,select{font:inherit}
h1,h2,h3,.serif{font-family:Georgia,"Times New Roman",serif;color:var(--navy)}
h1,h2,h3,p{margin-top:0}
.wrap{width:min(var(--max),calc(100% - 48px));margin-inline:auto}
.eyebrow{font-size:.74rem;line-height:1.2;font-weight:800;letter-spacing:.17em;text-transform:uppercase;color:var(--navy);margin-bottom:14px}
.lead{font-size:1.12rem;color:var(--muted)}
.small{font-size:.86rem;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 23px;border-radius:999px;font-weight:760;border:1px solid var(--navy);transition:.18s ease;cursor:pointer}
.btn.primary{background:var(--navy);color:#fff}
.btn.primary:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(5,31,76,.2)}
.btn.secondary{background:#fff;color:var(--navy)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.actions{display:flex;gap:12px;flex-wrap:wrap}

header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.97);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(220,227,236,.9)
}
.navbar{height:82px;display:flex;align-items:center;justify-content:space-between;gap:26px}
.logo-link{display:flex;align-items:center;min-width:0}
.logo{width:255px;height:auto}
.desktop-nav{display:flex;align-items:center;gap:24px;font-size:.91rem;font-weight:680}
.desktop-nav a{padding:29px 0 25px;border-bottom:2px solid transparent}
.desktop-nav a:hover{border-bottom-color:var(--navy)}
.nav-cta{white-space:nowrap}

.menu-btn{
  display:none;width:46px;height:46px;border:1px solid var(--line);background:#fff;border-radius:12px;
  align-items:center;justify-content:center;padding:0;cursor:pointer
}
.menu-btn span,.menu-btn:before,.menu-btn:after{
  content:"";display:block;width:21px;height:2px;background:var(--navy);border-radius:2px;position:absolute
}
.menu-btn{position:relative}
.menu-btn:before{transform:translateY(-7px)}
.menu-btn:after{transform:translateY(7px)}
.mobile-menu{display:none;background:#fff;border-top:1px solid var(--line);padding:12px 24px 24px}
.mobile-menu.open{display:block}
.mobile-menu a{display:block;padding:13px 2px;border-bottom:1px solid var(--line);font-weight:680;color:var(--navy)}
.mobile-menu .btn{margin-top:16px;width:100%;border-bottom:none}

.hero{padding:74px 0 70px;background:linear-gradient(180deg,#fff 0%,#F7F9FC 100%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:64px;align-items:center}
.hero-copy{min-width:0}
.hero h1{font-size:clamp(3.1rem,5vw,5.3rem);line-height:1.01;letter-spacing:-.045em;margin-bottom:24px}
.hero p{font-size:1.16rem;color:var(--muted);max-width:620px;margin-bottom:30px}
.hero-card{position:relative;border-radius:30px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:1.08/1;background:#ddd}
.hero-card img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero-badge{
  position:absolute;left:22px;bottom:22px;max-width:330px;
  background:rgba(255,255,255,.94);backdrop-filter:blur(10px);
  padding:14px 17px;border-radius:15px;border:1px solid rgba(255,255,255,.7);
  color:var(--navy);font-weight:750;box-shadow:0 10px 30px rgba(0,0,0,.08)
}

.trustbar{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trustgrid{min-height:76px;display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.trustitem{display:flex;align-items:center;justify-content:center;text-align:center;padding:16px 24px;color:var(--navy);font-weight:750;font-size:.95rem}
.trustitem + .trustitem{border-left:1px solid var(--line)}

section{padding:88px 0}
.section-head{max-width:800px;margin-bottom:42px}
.section-head h2{font-size:clamp(2.35rem,3.8vw,3.65rem);line-height:1.07;letter-spacing:-.025em;margin-bottom:16px}
.section-head p{font-size:1.06rem;color:var(--muted)}
.grid-2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:66px;align-items:center}
.photo{border-radius:28px;overflow:hidden;box-shadow:var(--shadow);background:#e6e6e6}
.photo img{width:100%;height:100%;object-fit:cover}
.photo.tall{height:520px}
.photo.medium{height:410px}
.statements{display:grid;gap:17px;margin-top:28px}
.statement{padding:20px 0;border-top:1px solid var(--line)}
.statement strong{display:block;color:var(--navy);font-family:Georgia,serif;font-size:1.2rem;margin-bottom:4px}
.soft{background:var(--soft)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 8px 24px rgba(5,31,76,.045)}
.card-number{font-size:.74rem;font-weight:850;letter-spacing:.14em;color:var(--navy)}
.card h3{font-size:1.48rem;margin:13px 0 9px}
.card p{color:var(--muted);margin-bottom:0}

.feature-band{background:var(--navy);color:#fff;overflow:hidden}
.feature-band .grid-2{gap:0}
.feature-copy{padding:72px max(36px,calc((100vw - var(--max))/2));padding-right:60px}
.feature-copy .eyebrow,.feature-copy h2{color:#fff}
.feature-copy h2{font-size:clamp(2.35rem,4vw,3.7rem);line-height:1.08}
.feature-copy p{color:rgba(255,255,255,.76);max-width:610px}
.feature-image{min-height:500px}
.feature-image img{width:100%;height:100%;object-fit:cover}

.national{background:linear-gradient(135deg,#F8FAFC,#EEF3F8)}
.national-card{
  display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;
  border:1px solid var(--line);background:#fff;border-radius:28px;padding:54px;box-shadow:var(--shadow)
}
.national-card h2{font-size:clamp(2.3rem,4vw,3.6rem);line-height:1.08;margin-bottom:16px}
.national-card img{border-radius:20px;height:360px;width:100%;object-fit:cover}

.dark{background:#03162F;color:#fff}
.dark h2,.dark h3,.dark .eyebrow{color:#fff}
.dark p{color:rgba(255,255,255,.76)}
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.pillar{padding:28px;border-radius:20px;border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.035)}
.pillar h3{font-size:1.42rem;margin-bottom:8px}

.cta{padding:88px 0;text-align:center;background:linear-gradient(135deg,#082253,#0B3978);color:#fff}
.cta h2{color:#fff;font-size:clamp(2.4rem,4vw,3.8rem);margin-bottom:14px}
.cta p{max-width:760px;margin:0 auto 28px;color:rgba(255,255,255,.78)}

.page-hero{padding:92px 0 72px;background:linear-gradient(180deg,#fff,#F6F8FB);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(3rem,5vw,5rem);line-height:1.02;letter-spacing:-.04em;max-width:950px;margin-bottom:20px}
.page-hero p{font-size:1.12rem;color:var(--muted);max-width:800px}
.box{background:var(--soft);border:1px solid var(--line);border-radius:24px;padding:34px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form .full{grid-column:1/-1}
label{display:block;color:var(--navy);font-size:.86rem;font-weight:760;margin-bottom:6px}
input,textarea,select{width:100%;border:1px solid #CDD6E2;border-radius:12px;padding:14px 15px;background:#fff}
textarea{min-height:150px;resize:vertical}
.feature-list{display:grid;gap:0}
.feature-row{padding:20px 0;border-top:1px solid var(--line)}
.feature-row strong{display:block;color:var(--navy);font-family:Georgia,serif;font-size:1.25rem;margin-bottom:4px}

footer{background:#020F22;color:rgba(255,255,255,.72);padding:58px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .9fr;gap:42px}
.footer-logo{width:290px;filter:brightness(0) invert(1);margin-bottom:18px}
footer h3{color:#fff;font-size:1.05rem}
footer a{display:block;margin:8px 0;color:rgba(255,255,255,.75)}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:22px;font-size:.78rem}
.footer-legal p{color:rgba(255,255,255,.58);margin-bottom:10px}

@media(max-width:980px){
  .desktop-nav,.nav-cta{display:none}
  .menu-btn{display:flex}
  .navbar{height:74px}
  .logo{width:225px}
  .hero{padding:62px 0}
  .hero-grid,.grid-2,.national-card{grid-template-columns:1fr}
  .hero-grid{gap:38px}
  .hero-card{aspect-ratio:16/10}
  .hero h1{font-size:clamp(2.9rem,8vw,4.5rem)}
  .cards,.pillars{grid-template-columns:1fr 1fr}
  .feature-band .grid-2{display:block}
  .feature-copy{padding:64px 36px}
  .feature-image{min-height:390px}
  .national-card{padding:38px}
  .trustgrid{grid-template-columns:1fr}
  .trustitem + .trustitem{border-left:none;border-top:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
}

@media(max-width:640px){
  .wrap{width:calc(100% - 30px);max-width:none}
  .navbar{height:70px}
  .logo{width:205px}
  .hero{padding:42px 0 50px}
  .hero-grid{gap:26px}
  .hero h1{font-size:2.72rem;line-height:1.02;margin-bottom:18px}
  .hero p{font-size:1.03rem;margin-bottom:24px}
  .hero-card{aspect-ratio:4/3;border-radius:22px}
  .hero-card img{object-position:center}
  .hero-badge{left:14px;right:14px;bottom:14px;max-width:none;font-size:.88rem;padding:13px 14px}
  .actions{display:grid;grid-template-columns:1fr}
  .btn{width:100%}
  section{padding:68px 0}
  .section-head{margin-bottom:30px}
  .section-head h2{font-size:2.3rem}
  .photo.tall,.photo.medium{height:330px;border-radius:20px}
  .cards,.pillars,.footer-grid,.form{grid-template-columns:1fr}
  .form .full{grid-column:auto}
  .card{padding:23px}
  .feature-copy{padding:52px 22px}
  .feature-image{min-height:320px}
  .national-card{padding:24px;border-radius:22px;gap:28px}
  .national-card img{height:280px}
  .page-hero{padding:70px 0 56px}
  .page-hero h1{font-size:2.72rem}
  .footer-logo{width:235px}
}


/* V3.1 polish */
.hero-copy .eyebrow{position:relative;padding-left:34px}
.hero-copy .eyebrow:before{
  content:"";position:absolute;left:0;top:50%;width:22px;height:1px;background:var(--gold)
}
.section-head .eyebrow{position:relative;padding-left:30px}
.section-head .eyebrow:before{
  content:"";position:absolute;left:0;top:50%;width:18px;height:1px;background:var(--gold)
}
.card,.pillar,.national-card,.photo{transition:transform .2s ease,box-shadow .2s ease}
@media(hover:hover){
  .card:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(5,31,76,.08)}
}


@media(max-width:640px){
  .wrap{width:calc(100% - 32px)}
  .navbar{height:68px}
  .logo{width:198px}
  .menu-btn{width:44px;height:44px;border-radius:11px}

  .hero{padding:36px 0 42px}
  .hero-grid{gap:22px}
  .hero h1{
    font-size:2.46rem;
    line-height:1.01;
    letter-spacing:-.035em;
    margin-bottom:16px
  }
  .hero p{
    font-size:1rem;
    line-height:1.58;
    margin-bottom:22px
  }
  .hero-copy .eyebrow{
    font-size:.68rem;
    letter-spacing:.16em;
    margin-bottom:13px;
    padding-left:28px
  }
  .hero-copy .eyebrow:before{width:18px}
  .hero-card{
    aspect-ratio:4/3;
    border-radius:20px;
    box-shadow:0 14px 34px rgba(5,31,76,.11)
  }
  .hero-badge{
    left:13px;right:13px;bottom:13px;
    padding:11px 13px;
    border-radius:13px;
    font-size:.82rem;
    line-height:1.35
  }
  .actions{gap:10px}
  .btn{min-height:48px;font-size:.95rem}

  .trustgrid{
    min-height:0;
    display:grid;
    grid-template-columns:1fr;
    padding:4px 0
  }
  .trustitem{
    min-height:0;
    justify-content:flex-start;
    text-align:left;
    padding:13px 4px 13px 34px;
    font-size:.88rem;
    position:relative
  }
  .trustitem:before{
    content:"";
    position:absolute;
    left:4px;
    top:50%;
    transform:translateY(-50%);
    width:18px;
    height:18px;
    border-radius:50%;
    background:var(--navy);
    box-shadow:inset 0 0 0 6px white;
    border:1px solid var(--navy)
  }
  .trustitem + .trustitem{border-top:1px solid var(--line)}

  section{padding:58px 0}
  .section-head{margin-bottom:26px}
  .section-head h2{font-size:2.12rem;line-height:1.08}
  .section-head p,.lead{font-size:.98rem}
  .section-head .eyebrow{
    font-size:.68rem;
    padding-left:26px;
    margin-bottom:12px
  }
  .section-head .eyebrow:before{width:16px}

  .grid-2{gap:30px}
  .statements{gap:0;margin-top:22px}
  .statement{padding:15px 0}
  .statement strong{font-size:1.1rem}

  .photo.tall,.photo.medium{
    height:300px;
    border-radius:18px;
    box-shadow:0 14px 32px rgba(5,31,76,.1)
  }

  .cards{gap:14px}
  .card{
    padding:21px 20px;
    border-radius:18px
  }
  .card h3{font-size:1.32rem;margin:10px 0 7px}
  .card p{font-size:.94rem}

  .feature-copy{padding:46px 20px}
  .feature-copy h2{font-size:2.16rem}
  .feature-copy p{font-size:.97rem}
  .feature-image{min-height:285px}

  .national-card{
    padding:22px;
    border-radius:20px;
    gap:22px
  }
  .national-card h2{font-size:2.12rem}
  .national-card img{
    height:245px;
    border-radius:16px
  }

  .pillars{gap:13px}
  .pillar{padding:21px;border-radius:17px}
  .pillar h3{font-size:1.28rem}

  .cta{padding:66px 0}
  .cta h2{font-size:2.28rem;line-height:1.08}
  .cta p{font-size:.97rem}

  .page-hero{padding:60px 0 48px}
  .page-hero h1{font-size:2.48rem}
  .page-hero p{font-size:1rem}

  .box{padding:24px;border-radius:19px}
  .footer-logo{width:220px}
  footer{padding-top:48px}
}